Zelensky Signs Law Raising Bank Capital to 250 Million Hryvnia

October 2, 2026 at 04:34 PM2 min

This digest was compiled by AI from multiple sources — links to the originals are below.

President Volodymyr Zelensky signed a law strengthening depositor protections and raising the minimum bank charter capital from UAH 200 million to UAH 250 million. The law also allows the Deposit Guarantee Fund to transfer customers of insolvent banks to sound institutions before liquidation. It further expands investment opportunities for individuals and financial institutions.

Key Facts

The minimum charter capital for banks rises from UAH 200 million to UAH 250 million, with existing banks given six months to comply.
The Deposit Guarantee Fund of Ukraine may transfer customers and services of an insolvent bank to another sound institution before liquidation begins.
The law abolishes the mandatory minimum investment amount for individuals in qualified funds and allows such funds to buy domestic government bonds.
Investment companies may merge, take loans up to 30% of assets instead of 10%, and split or consolidate securities.
The Verkhovna Rada passed draft law No. 13007-d in its entirety on September 2.

Depositor Protection Mechanism

The Deposit Guarantee Fund of Ukraine will be able to transfer customers of an insolvent bank and its existing services to another sound institution before liquidation begins. The law clarifies how the Fund works with the National Bank of Ukraine and provides for the Fund to receive more information about distressed and insolvent banks. Previously, liquidation was the most common method of removing an insolvent bank from the market.

Capital Requirements and Investment Changes

The minimum charter capital for banks has been raised from UAH 200 million to UAH 250 million. Existing banks have six months to bring their capital into line with the new requirement. The law abolishes the mandatory minimum investment amount for individuals in qualified funds and allows such funds to buy domestic government bonds. Investment companies will be able to merge, take out loans of up to 30% of their assets instead of 10%, and split or consolidate securities. These changes are intended to bring Ukraine’s bank capital requirements closer to European Union standards.